If I have an HMO plan, do I need to select a PCP?

Blue KC members who enroll in the BlueCare® HMO health insurance plans need to select a PCP. If you enroll in a PPO plan, you do not need to designate a PCP.

A Primary Care Physician (PCP) is the physician you choose to be your primary source for medical care. Your PCP coordinates all your medical care and knows your specific health history. You can designate a physician who specializes in family practice, general practice, internal medicine or pediatrics and is in your network as your PCP. Each dependent on your health insurance plan will also need a designed PCP. Everyone on your health insurance plan may have a different PCP.