You are still eligible for an HSA if you have a high-deductible health plan and one or more of the following:
- Insurance that relates to liabilities from workers’ compensation laws, torts or ownership or use or property (such as automobile insurance).
- Insurance for a specified disease or illness.
- Insurance paying a fixed amount per day (or other period) of hospitalization.
- Coverage (through insurance or otherwise) for accidents, disability, dental care, vision care or long-term care.
You may also have coverage under an Employee Assistance Program, and you may have a discount card that enables you to obtain discounts for healthcare services or products.